Ideal for building new homes or housing projects. Development finance can cover the cost of land purchase and construction, with funds released in stages as the build progresses. This allows you to run your project smoothly while keeping funding aligned with your timeline.

Suitable for transforming an existing building, such as turning offices into apartments or converting a large house into multiple units. Funding can support both the purchase and the works.

Designed to help you refinance or release equity once a project is completed. This can provide the funds to repay initial loans, reinvest in new projects or take profits from a finished development.

Used for developing commercial properties, such as offices, retail units or industrial spaces. Development finance can cover land acquisition and construction costs, with staged funding to support your project from beginning to end.

Refurbishment finance is used to fund improvement works on an existing property, from light upgrades to more extensive renovations. It helps to add value ahead of sale or refinance. Funding can usually be arranged quickly based on the current and future value of the property.

Property development loans provide funding for new-build projects or major conversions. The loan can cover land purchase and build costs, with funds released in stages as works progress. This is a structured funding option, designed to support a project from start to completion.

Development bridging finance offers short-term funding where speed is key, such as securing a site or starting works quickly. It is designed to bridge a funding gap and is repaid through a sale or refinancing onto a longer-term option. This type of finance is suitable for projects with a clear exit plan in place.

Mezzanine finance is typically used to fill any gaps in funding. It sits alongside senior debt (main loan) and equity (developer’s cash), helping to reduce the amount of cash you need to put in upfront.

Equity finance involves a funding partner investing in your project in return for a share of the profits. There are no monthly repayments, with returns paid at the end of the project. This is a great option for supporting larger developments.

We work with lenders who will consider all property types. From light refurbishments to multi-million-pound developments.

Whether you are a first-time developer or an experienced developer.

First charge and second charge development finance available, depending on your circumstances.

You will have a dedicated case manager supporting you every step of the way.

Most lenders require a deposit, usually from 25% of the total project cost. This will depend on the type and size of your development project.

Lenders will check that your project is suitable for their criteria and consider the project location and scale. This applies to all development projects, whether it’s residential, commercial, a conversion or refurbishment.

Lenders will review your property development experience and ability to manage projects successfully. We work with lenders who consider first-time and experienced landlords.

Clear estimates of total costs and expected end value help lenders ensure the funding fits the potential returns.

A defined plan for repaying the loan is essential, whether that’s selling the development once complete, refinancing or using rental income.