Whether you’re looking to remortgage, purchase a new property or raise additional funds for other needs, we can guide you through the process and help you to understand your options.

Having a complicated credit history can make the process of getting a mortgage feel confusing and overwhelming. Missed payment, CCJs, IVAs or mortgage declines due to credit can leave you unsure of what options are available. Many homeowners feel frustrated or stuck when advice is unclear or inconsistent.

We understand that these situations don’t define your ability to move forward. Many homeowners worry that a poor credit score automatically closes doors, but there are specialist lenders who will consider your full financial picture. Our aim is to help you navigate any uncertainty, clarify your options and find a solution that fits your needs.

A mortgage with adverse credit is designed for individuals with a non-standard credit history, including missed payments, defaults, CCJs, IVAs or previous mortgage declines. These products are also commonly referred to as bad credit mortgages or bad credit home loans.

At Crystal Property Finance, we will help you explore your options, to find a solution tailored to your needs.

At Crystal Property Finance, we bring over four decades of expertise to delivering modern, customer-focussed solutions. Founded in 1979, we have grown into one of the UK’s most trusted finance partners. As an FCA regulated broker, our experienced team helps thousands of customers secure financial solutions tailored to their needs. We take the time to understand your circumstances and explain your options clearly, while our investment in technology and digital platforms ensures a fast, seamless application process.

Every situation is different, which is why speaking to an expert can make all the difference. Contact us so we can understand your circumstances and discuss whether remortgaging or a secured loan is the right option for you.

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