Specialist Services

Solutions for when you need more than just a mortgage. Whether it be for insurance & protection, niche finance, Embedded Capital Allowance reclaims, funding for EPC improvements or any other specialist requirement, we can access flexible products tailored to your needs!
360° Service
Expert Solutions
Compare the Market
Topaz-Logo-2025-RGB-300.png

What are Specialist Services?

Specialist services are tailored solutions designed to support more complex financial, tax, insurance or property related needs that fall outside of standard products.

Types of Specialist Services

Personal Guarantee Insurance

If your lender requires a personal guarantee, Personal Guarantee Insurance can help protect your personal assets. We’ll introduce you to our trusted insurance partners who can arrange cover, giving you extra peace of mind should the unexpected happen.

Embedded Capital Allowance Tax Reclaims

You could be entitled to a valuable tax reclaim on a commercial property purchase. Through our specialist partners, we’ll arrange a free consultation to assess whether you qualify for an HMRC capital allowance reclaim. Available on commercial property purchases of £300,000 or more.

Niche Finance

If your situation doesn’t fit a standard lending model, we can help. Through our specialist partners, we can provide access to tailored finance solutions including Probate Finance, Equity Release, Luxury Asset Finance and Franchise Finance.

Commercial Finance (Non-Property)

Whether you need funding for new equipment, to improve cash flow, or to fulfil a large contract, our partners can help source the right solution. Options include cash flow loans, asset finance, invoice finance and credit solutions tailored to your business needs.

Protection Services

We work closely with protection specialists to help safeguard you, your business and your property. Whether you’re purchasing a new property or refinancing, we can help ensure the right protection is in place.

Property Insurance

From standard residential properties to complex commercial assets, we can help you secure the right insurance cover. Our partners work across all property types to find a solution that fits your needs.

EPC Improvements

If you’re a landlord looking to improve your property’s EPC rating, we can help. We provide access to a dedicated portal that outlines potential improvement options, helping you understand what changes could be made to your property.

Why choose us for additional support?

Protection & Insurance

Protect the things that matter for peace of mind.

Expert Solutions

We deal with cases daily, and can make quick decisions when time is of the essence.

360° Service

When you are unsure where to turn, we are here to support you with our 360° service.

Access Finance

Access products that could save you money and time.

Frequently Asked Questions

No. You can use as many or as few services as you need. We’ll only introduce solutions that are relevant to your personal situation.

We work with carefully selected specialist partners. We manage the introduction and coordination to ensure you receive expert advice and a smooth experience.

No. Many of our additional value-add services start with a free consultation or assessment, allowing you to explore your options before proceeding with anything.

We work with trusted, experienced specialists who deal with complex cases every day.

Want to find out more?

Get the ball rolling on your finance journey or learn more about how we can help.

Topaz Specialist Services is a trading name of Topaz Panel Management Limited, who are authorised and regulated by the Financial Conduct Authority (FCA) under reference 977626. Topaz Specialist Services is a broker, not a product provider. Please note that some types of financial products are not regulated by the FCA, and we act solely as introducers for these products. Topaz Panel Management Limited is an authorised representative of Crystal Mortgages Limited, who are authorised and regulated by the Financial Conduct Authority. The FCA Services Register number is 303761. Registered address: Unit A Ventura House, Ventura Park Road, Tamworth, B78 3LZ. Registered in England and Wales No. 14161248.

What Our Customers Say

Don't just take our word for it - hear from our customers who trust us