Looking to review your mortgage options?

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A remortgage is when you move your existing mortgage from your current lender to a new mortgage product, either with your existing lender or a new mortgage provider.

Many homeowners choose to remortgage when their current mortgage deal is coming to an end, as this can be an opportunity to review your options, secure a more competitive interest rate or raise additional funds for other purposes.

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Why Remortgage?

There are a number of reasons why homeowners choose to remortgage

Raise additional funds

Make improvements to your home

Secure a better interest rate

Consolidate your debts

Whether you qualify and the amount you can borrow will depend on several factors, including your income, affordability, existing mortgage balance, and property value.

How it Works

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Why Choose Crystal Property Finance?

Finding the right lender isn't always straightforward. Every situation is different and so is every lender.

Our experienced advisers take the time to understand your circumstances, compare funding options across a wide range of lenders on our panel, and recommend the most suitable solution for you.

We'll guide you through the process from enquiry to completion. Our aim is to make the finance process simple, straightforward and stress-free.

Understanding your options is the first step

Every situation is different, which is why speaking to an expert can make all the difference. Contact us so we can understand your circumstances and discuss your options.

Frequently Asked Questions

Many homeowners start reviewing their options around three to six months before their current mortgage deal ends. If you do not arrange a new mortgage product before your existing deal expires, your lender will usually move you onto their standard variable rate, which may be higher than your previous rate. Starting the process early gives you time to explore your options and find a mortgage solution that is right for you.

Having experienced credit problems in the past does not necessarily mean you will be unable to remortgage. Our advisers have access to a wide range of mortgage products designed for people with different circumstances. We will take the time to understand your situation, review your options and provide advice based on your individual needs.

Yes, we work with lenders who consider applications from self-employed applicants and business owners. Whether you’re looking to raise funds for your business, review your current mortgage or explore your borrowing options, our advisers can help you understand what may be available.

In some cases, you may be able to remortgage to consolidate existing debts by using equity in your home to repay other borrowing. Many people choose to combine their debts into one payment to make their finances easier to manage, but it’s important to consider the long-term costs and whether it’s the right option for your circumstances. Our advisers can review your situation and help you explore the options available.

Ready to get started?

Get the ball rolling on your finance journey or learn more about how we can help.

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